paydirekt and giropay merge to create the new giropay system

giropay and paydirekt are the two digital payment methods used by Germany's banks, and they have now joined forces to create a single new giropay brand.

For the online payment method giropay you need an account at a German bank or savings bank. giropay is directly linked to your current account.

New giropay function

The new system gives you a choice between the following two options when paying:

  • paydirekt uses your usual username and password
  • giropay transfers money online, and all you need are the access details for your online banking

This gives you even more choice when you want to pay for something.

This is how it works: